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The Mortgage Route A to Z
Direct product

This glossary or A to Z should help clear up any confusion as to what terms mean what in the mortgage and insurance industry

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Letter D

Direct product

These are mortgage product exclusively available to borrowers by direct application to the lender, as such they are not available through mortgage brokers. These type of products are not that common as lenders like to look after intermediaries/brokers as they can represent more profit/business than the lender is capable of doing through its own distribution channels

FSA declaration and important text about mortgage advice